Appraisal
A neutral process for resolving disputes over the amount of loss. Appraisal is won on documentation - and your file walks in as the most thoroughly documented claim in the room.
Northeast Ohio Storm Claims Documentation
Your Insurance Company Already Knows What Your Roof Is Worth. Now You Will Too.
Storm damage in Ohio? Before you accept the insurance company's version of events, request an on-site forensic review that brings storm context, physical conditions, photographs, and measurements into one documented record.
Start with an address-level weather reconstruction. The on-site review then tests that storm context against the property's physical conditions.
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Free On-Site Review Request
Start With Your Property
Share the property address and what prompted your concern. Our team will follow up to schedule the on-site forensic review.
- No obligation
- No pressure
- No roof access required to start
The Predictable Problem
The Claim Game Is Rigged - But It's Rigged in a Predictable Way
When a storm hits, two things happen fast: contractors flood your neighborhood, and your insurance carrier opens its playbook.
That playbook was perfected in Florida, where carriers turned delay into a science. Slow the claim down. Send out their engineer. Conclude your roof "wasn't in the storm's path" or the damage is "wear and tear." Offer less than the loss. Wait you out.
Here's what they don't put in the letter: they are legally obligated to pay covered claims. It's written into the policy they sold you. There's no escape from that obligation - only tactics to shrink it.
The question that decides everything
When the carrier sends an engineer to build their picture of your roof - who's building yours?
Evidence Before Opinion
We Don't Guess What the Storm Did. We Reconstruct It.
Most contractors look at a roof and jump to an answer. We begin with the property, the storm context, and the physical evidence together.
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01
On-Site Intake and Storm Context
At the property, we confirm the timeline, roof system, orientation, and available weather context before drawing conclusions about what may have occurred.
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02
Forensic Field Inspection
Our field workflow guides what we photograph, measure, and compare. The software organizes the record; the physical pattern determines what the evidence can responsibly support.
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03
Documented Scope
When the findings support a next step, we prepare the photographs, measurements, findings, and scope in the formats used throughout the insurance restoration process.
Why that order matters: Storm context and field evidence are developed in one sequence, so an early assumption does not become the conclusion.
Start My Storm ReconstructionWhat the Visit Actually Covers
Every photo should answer a question.
An inspection is not a hunt for a predetermined answer. It is a structured review of the places storm effects tend to appear, the places they do not, and the physical details needed to separate exposure from ordinary aging or maintenance.
The visit begins with what you noticed, when you noticed it, and the property context the field review needs to test.
These exterior components can preserve directional marks and help establish whether a pattern agrees with the storm path.
Each elevation is checked for a repeated physical pattern, not a single isolated mark viewed without context.
When access is safe and appropriate, a qualified inspector records overview, test-square, close-up, flashing, and collateral evidence. Homeowners are never asked to climb onto the roof.
From Finding to Meaning
What we observed. What it may mean. What still needs proof.
A mark, photograph, or weather warning is not a conclusion by itself. We show you where the evidence agrees, where it conflicts, and what the inspection can responsibly establish before anyone recommends a next step.
Search the storm record for my addressIf the Carrier Pushes Back
We Planned for That Too.
If the carrier approves the documented claim - great. We build your roof and you move on with your life. If they delay, deny, or lowball a fully documented claim, the process escalates on your terms, through licensed professionals who level the field.
Public Adjusters
A Florida legislative study (OPPAGA) found claims handled with a public adjuster settled on average 747% higher than claims without one. Industry case studies report increases of 40-700% over initial carrier offers.
Attorneys
The Insurance Research Council - research funded by the insurance industry itself - found represented claimants recover roughly 3.5x more than people who go it alone, even after legal fees.
Your carrier knows these numbers better than anyone. That's the point. When your claim arrives fully documented with a credible path up this ladder, paying it in full becomes their cheapest option.
Results reflect published studies, not guarantees. Every claim is different. We connect you with licensed public adjusters and attorneys when a claim is contested - we never negotiate your claim for you.
The Documentation Difference
The Truck in Your Driveway vs. The File in Your Corner
The Typical Storm Contractor
Equity Geeks
"Here's what we might be able to do"
Here's what verified field documentation supports
Inspects first, hopes the claim works out
Brings storm context and inspection together on site
Hands you an estimate and wishes you luck
Files a forensic completed offer in the carrier's own software
Disappears when the carrier pushes back
Escalation path mapped from day one
Their word against the carrier's engineer
Weather data, photos, measurements - correlation, not opinion
We can explain the process from the first conversation without pretending the conclusion is already known. At the property, our team keeps storm context, measurements, photographs, and observations in the same field record.
Start My Storm ReconstructionSimple From Your Side
How It Works
- 1Tell us about the property
Share the address and your concern. Our team follows up to confirm the visit.
- 2On-site forensic review
Storm context and physical conditions are evaluated together at the property.
- 3Documentation is prepared
Measurements, photographs, findings, and any supported scope stay in one record.
- 4Approved work moves forward
Covered work can move to construction. Contested matters may involve licensed professionals.
Northeast Ohio / Veteran-Founded
Built by People Who Don't Flinch at Paperwork
We're a Northeast Ohio firm founded on a simple observation: homeowners lose claims not because the damage isn't real, but because the other side shows up with better documentation.
So we built the documentation engine. Our proprietary field software, powered by StraightLine Forensics, brings property details, storm context, measurements, photographs, and estimating workflow into one documented process.
You paid your premiums. The policy obligates the carrier to make you whole. Our job is to make paying your claim in full their easiest option.
Straight Answers
Questions Homeowners Ask First
Is the on-site review really free?
Yes. You can request the initial on-site review at no cost and with no obligation. Our team schedules the visit, and the storm-data review is completed as part of the field workflow rather than as an automated website result.
Will filing a claim raise my rates?
Rates are set by carriers based on many factors, including regional storm activity - meaning rates in storm-hit areas often rise whether or not you file. We can't predict your carrier's pricing, but we can make sure that if you do file, your claim is fully documented.
What if my insurance company already denied my claim?
A denial is a position, not a verdict. Many denials rest on carrier engineer reports that were never answered with independent evidence. A forensic re-inspection may support reopening the claim - and if the carrier won't engage with documented evidence, that's exactly what the escalation ladder is for.
Do you negotiate with my insurance company for me?
No - and be cautious of any contractor who says they will, because Ohio law restricts contractors from adjusting or negotiating claims. We document the loss and build the roof. When a claim is contested, we connect you with licensed public adjusters and attorneys who are legally authorized to advocate for you.
What does this cost me?
The initial on-site review is free. If your claim is approved, the work is priced within the supported claim scope. If licensed professionals join a contested matter, they disclose their own fees and terms directly.
How fast does this happen?
After you submit a request, our team contacts you to schedule the property visit. Storm reconstruction and field documentation are developed through that on-site process. Carrier timing depends on the policy, the facts of the claim, and applicable Ohio requirements.
Thirty Seconds to Request
Start With the Address. We Bring the Forensic Process to the Property.
Share the property address and your concern. Our team will follow up to schedule the on-site review and build the evidence record at the property.
Start My Storm Reconstruction No obligation. No pressure. The website starts the request; it does not issue an automated property-damage conclusion.